Community & Connection
TANZANIA
IN PARTNERSHIP WITH FINCA INTERNATIONAL
Tanzania’s history and cultural diversity have long shaped its identity, with community and resourcefulness at the core. From its colonial past to post-independence challenges, the country has balanced tradition with modernity. Rural communities, in particular, rely on strong networks—family, village councils, and cooperatives—to navigate obstacles like limited access to healthcare, education, and financial services. Despite these challenges, Tanzania’s spirit of resilience thrives through collective action.
ABOVE: ESUVAĪ KARANI MOLLEL, MEMBER OF THE LIKAMBA VILLAGE BANKING GROUP
The Maasai, an indigenous community known for their semi-nomadic lifestyle, are deeply connected to the land and their ancestral traditions. With a long history in East Africa, the Maasai people have faced numerous challenges—economic, social, and environmental—as they adapt to modern pressures.
In rural Tanzania, where many Maasai still reside, the transition from traditional practices to contemporary economic models can be difficult. However, the Maasai have always placed great emphasis on family, community, and mutual support, values that continue to guide their way of life.
ABOVE: NEEMA GODFREY KIPUYO, MEMBER OF THE LIKAMBA VILLAGE BANKING GROUP
In Likamba, I spent time with a group of Maasai women who formed an "investment club" to support each other’s farms. These women came together with a shared goal: to access financial resources and improve their livelihoods through cooperative efforts. Despite the hurdles they face—such as limited access to formal financial institutions and a lack of infrastructure—these women’s commitment to one another’s success is unwavering. They pooled their resources to apply for a loan from FINCA, which allowed them to invest equitably across their farms.
During my visit, it became clear that this was more than just a financial arrangement—it was a powerful example of solidarity. The women’s bond extended beyond their immediate families, as they worked together to support each other’s farms and overcome common challenges. The pride they took in their collective achievements was evident in every interaction, and their commitment to mutual growth and prosperity was inspiring.
ABOVE: ESTHER WITH THE LIKAMBA VILLAGE BANKING GROUP
What stood out during my time with the Maasai women was their relationship with their FINCA contact, Esther Ikwabe. While financial support from FINCA was important, it was Esther’s personal connection that made the difference. She wasn’t just a financial intermediary but a trusted ally, someone they called a sister. The women referred to their loans as “Esther Loans,” highlighting the strong bond of trust they shared with her.
This deep relationship was key to the success of their cooperative, transforming the financial exchange into a meaningful partnership. It showed that true progress is built on trust and personal connections, as Esther’s involvement played a crucial role in the group’s growth and success.
ABOVE: ESTHER IKWABE, FINCA TANZANIA
In Mringa, I met Stella Rajagu, a former government worker who started a bakery after losing her job during the pandemic. With a loan from FINCA, Stella launched her business and now supplies baked goods to shops across the region. She has even purchased a delivery truck to meet growing demand.
ABOVE: STELLA RAJAGU AND HER BAKER STAFF
Stella’s bakery has become a vital part of her community, providing not only for her family but also creating part-time jobs for six community members, whose families also benefit from the work. Her entrepreneurial spirit and determination have turned her into a key figure in the local economy.
Despite the challenges that come with running a business, Stella’s resilience and resourcefulness shine through as she explores creative ways to expand. Her success is a testament to what can be achieved when hard work, vision, and community support come together.
ABOVE: STELLA RAJAGU IN HER BAKERY
In Katwe, I visited a remote fruit processing center run by East Africa Fruits, a FINCA Ventures investee. For local farmers, this facility is transformative. Before it opened, many had to transport crops to distant processing sites, often at great cost and risk. Now, they have a nearby center that reduces spoilage, saves time, and makes farming more viable.
The atmosphere at the center was one of shared purpose. Workers moved with precision and care, navigating the cramped space as they processed bananas for shipment. Plans to expand the facility promise to double its impact, creating even more opportunities for farmers and their families.
Each of these encounters illustrated the resilience of individuals and communities in Tanzania. While loans and financial support play a role, the real drivers of progress are trust, collaboration, and a willingness to adapt. These stories are reminders that sustainable development isn’t just about resources—it’s about people finding ways to help each other thrive.
ABOVE: JOYCE JOHN, EAST AFRICA FRUITS. KATWE, TANZANIA
